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The Saga of a Short Sale – Part 3Yes, it’s been a bit since I posted my last saga, but OH it continues. I’m going to post my conversions just for March in a timeline so you feel my frustration. March 2nd – Receive letter stating the short sale was declined. OK whatever. March 4th- Get a call from Keith wanting to know when I was going to make a payment on my 2nd Mtg to bring it current. WHAT! Countrywide holds the 1st and 2nd. So OH yes, let me send you money for my 2nd when you’ve already processed the foreclosure documents on the 1st. I may be the Wine Wench, but I’m not always drunk. March 4th – Talked to Nicole. You can disregard the letter dated 2-19-09 about the short sale being declined for insufficient offer as they will re-open it as soon as they get the additional documents again, which I had sent on December 19th. Although these documents had NOTHING to do with the offer amount. So I re-faxed them within 2 minutes. March 6th – Talked to Enice, no they never got. So I re-faxed and was told they wouldn’t show in their computer for at least 2 – 3 business days. March 10th – Talked to Sheri. Yes they received the documents, but it’s pending to be assigned to a Negotiator again, check back on the 13th, although it can take up to 15 business days to be re-assigned. OK, they have the sale scheduled for March 18th, but it may not be assigned to a Negotiator until March 20th. Again WHAT! March 13th – Talked to Shantay – It was assigned to Gary on March 10th but he just looks at the documents and then moves it to another person and he has another 10 – 15 business days to review and pass along. Remember the sale date is March 18th. But now I find out that I can call on the 16th and request a postponement, but not before the 16th. March 16th – Talked to Stephanie – Sale date is postponed but the new Negotiator, Randy has not looked at the documents yet, which Gary sent on. March 20th – Talked to Shantay – Appraisal was done on February 5th. Another WHAT! I’ve been asking since January and this is the first time I heard about it. Plus, the appraiser was suppose to call to get in, but just did a drive-by. Now the next Negotiator has 7 business days to review it before it can go to the next step. March 25th – Talked to Anthony – No nothing in the system and they don’t have 7 days but 10 – 15 business days. Said that he doesn’t know where some people get their days from. Well isn’t that great. But that I’ll have their final decision on April 1st. Isn’t that appropriate, April Fool’s Day March 31st – Talked to Dafney - She said that the appraisal was given to the Gary on March 13th, not March 20th. She said they can’t tell me the amount, but now there were 2 appraisals with one at 2.2 MILLION. Hell, I’ll beg, borrow and steal to keep the property now since we bought it for $550,000. But I know it was wrong and he probably just added a zero. Wait, I have a couple more things from Dafney. On February 5th when they did the drive-by appraisal, she said that it would have come in higher if he could have gotten in. WAIT, both myself and my Realtor were available to let him in 24/7 . OH, and now she said that no it’s not 10 – 15 business days as I was told by Anthony on the 25th, but 15 – 20 business days. So on March 20th it was 7, then on March 25th it was 10 – 15 and now on March 31st it’s 15 – 20. O.K. now I think I’ve talked to everyone at Countrywide and not a single person knows what’s going on and can’t seem to read what’s on their screen. They should just replace their entire staff with Blind Monkeys. And now it’s time for another drink. As the saga does continue ...And This Is Why We Drink™ Comments are closed. |
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